SCHEMES
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Personal Loan
| Scheme | Personal Loan |
|---|---|
| Purpose | To meet any genuine personal credit needs. |
| Target Group | Permanent employees of state/central government/professors/teachers |
| Interest | 13% |
| Tenure | Upto 5 years |
| Security | Certificate from employers for deduction of EMI from salary. |
NOSOCO / Kisan Vikas Patra
| Scheme | Loan against KVP / NSC |
|---|---|
| Purpose | Demand loan against NSC/KVP as security. |
| Eligibility | Persons holding NSC/KVP. |
| Security | Pledge of NSC/KVP certificate in favour of bank. |
| Interest | 11.5% |
Plot Registration Money
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Pradhan Mantri Suraksha Bima Yojna
| Eligibility | Age Group 18-70 year having Saving Bank Account. |
|---|---|
| Premium | Rs. 12/-per annum |
| Payment Mode | Through Saving Bank Account of the Subscriber |
| Insurance Cover | For accidental death: Rs. 2 Lacs, For partial disability duse to accident: Rs. 1 Lac |
| Auto Debit of Premium | Subscriber can join the scheme before 1st June, 2015. Give standing instruction for auto debit every year. |
| Scheme Period* | 1st June, 2015 till 31st May, 2016 with yearly renewal option. |
| *If the customer enrols after 01.06.2015, the coverage will be from the date of anrolment till 31.04.2016, with the same premium of Rs. 12. | |
Firm / Business Purpose Loan
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